My name is Rob Huzn (pronounced: Hue-zn). Born in the frigid city of Detroit, Michigan; once the industrial mecca of the 50’s, 60’s, and 70’s eras. now decimated by the latest economic meltdown. With the rebuilding under way, this city will rise again. My father was a mechanical Engineer for General Motors (GM Diesel); a very educated and a successful man. He received his bachelor’s degree in Electrical Engineering from Virginia Tech University and then earned his master’s degree in Mechanical Engineering from Wayne State. I have never met anyone more peaceful, caring, and genuine than that man; he was my idol. My mother was a stay home Socialite; even though she dabbled in cosmetology. She had aspirations for traveling, shopping and luxurious lifestyles. My older sister was smart, determined, and ambitious. She was my protector, my guardian angel; I refer to her as my second Mom! Growing up, my sister spent her allowance on clothes, jewelry, shoes, etc, … Despite her incline towards vanity she became a successful practicing OB-GYN. On the other hand, I was way more conservative and I stashed my money in my piggy bank drawer in our play room. As I continued saving, that stack grew very quickly!!
From a young age, I was fascinated by radios, motors, lights, batteries, and by electronic devices & toys. I often took them apart for reverse engineering purposes; I was nuts, I know! Leave the VCR programming to me Mom;-)
Losing my father at age 17, to a heart attack, it was devastating- he was 48 years young. I branched out after few agonizing and painful years passed by, I started to recover from my shock and decided to follow in his footsteps.
I enrolled in a community college and started taking courses in mathematics, science, and engineering. I was devoted and determined to get my degree. I worked 2 jobs while attending school. It wasn’t easy but I knew I had to make a living. I faced many obstacles and struggles at first, but landed a scholarship and few loans to pay for books and tuition. At the end, my hard work and determination paid off.
After receiving my Bachelor’s degree for Computer & Electrical Engineering from The University of Arizona in 1997 (Bear Down!!), I took a journey to Silicon Valley to start my career for a renowned semiconductor company. That was the Engineering hub at the time. All I had to my name was my Diploma and a 1994 Honda Accord (technically the bank had the pink slip)!
Knowing that I didn’t have anyone to fall back on, I learned how to budget and save small portions of my paychecks. I participated in the 401(k) program and started contributing to an external IRA account thanks to a college friend who educated me on early stages of investing; he was instrumental and a catalyst for my financial well being (Quinton Holton)
I started out with a budget of ‘Needs’ and ‘Wants’. I only spent money on essential and basic things such as: rent, car payment, insurance, food, etc,. The saving was slow, but I was able to sock away $50/month during the first year. Then I increased that amount to $100, plus raised my monthly 401(k) contribution year after year. My company matched dollar for a dollar up to 6%; that was great!
Few raises and bonuses helped boost up saving base.
Two years later, I decided it was too cold in the Bay Area, and moved to Sunny San Diego. There, I worked as a Product Engineer for almost 10 years. I was getting bored doing the same thing over and over. I enjoyed human interaction and leadership, more than sitting in a lab or behind a desk analyzing data. An opportunity came along as a Program Manager. That new position taught me discipline, accountability, setting and achieving goals. More importantly how to become a leader and an effective mentor.
It also taught me how to interact and collaborate with others. Everyone has a unique personality and a unique way of doing things and that’s pivotal when communicating thoughts, ideas and exchanging information. I believe when people communicate, collaborate, and respect one another, this world would flourish.
I have a passion for traveling and cultures. The list is long, but I was fortunate this year to have visited 5 countries, and 4 the year before. I also enjoy hiking, outdoor activities, and playing sports. I have a great circle of friends; some have started lovely families, others are living their journey. If you surround yourself with caring, genuine, and positive people, that reflection will get imprinted onto your life day by day.
I decided to start a blogging site to educate friends and people on ways to budget, save, invest and grow their money. My site seeks to provide straightforward, unbiased information in one place. I want to empower investors to make informed decisions about their finances, and be the authority on personal financial management.
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